Will I need money down?

Or, the pros and cons of no-money-down car loans Will you need money down? In a word, “No.” But that doesn’t tell the whole story. While money down on a car loan is not always necessary, it is always recommended. Why? That’s what we’re here for. So take a few minutes to learn what’s best for you and your situation. We’re sure it’ll save you a few headaches—it may also save you thousands of dollars.